When covering issues of money and personal finances, sometimes, we have to look at the bad so we can understand the good. But in this episod

In this episode of MYDM, we are taking a look at the concept of a Rotating Credit and Savings Associations, also known as lending circles an

Whether its committing to a savings plans, researching your town’s first time home buyer program or FINALLY figuring out what an investment for the future would mean to you, a New Year is a great chance to start fresh, setting new and aggressive goals. On this previously lost episode of MYDM, Ben & Malcolm cover what we’ve learned in 2018 and how it will help us to prepare for financial success in the New Year. Pick your platform. Listen to this episode now! Hosts: @mydm1 and

Those born in the 1980s and on are facing some unique financial challenges – student loans, income inequality, and the question of social security. #MYDM takes a look at the many factors affecting the pockets of the Millennial generation, and how we might be able to win despite a really bad hand of cards. Ben & Malcolm also take a look at the most imbalanced places in the United States when it comes to income inequality. Pick your platform. Listen to this episode now! Hosts:

The result of an over inflated housing market, bad loans and good old American greed, we take a look back at the causes, aftermath and policy changes made as a result of The Great Recession of 2008. Ben & Malcolm also discuss a new trivia game show that wants to pay off your student loan debt. We're currently devising a plan to ensure Ben can be a contestant on the show. Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen a

What percentage of your income should you spend on rent? What percentage should you be saving? What will be left for transportation or groceries? We take a look at how much you should be spending on what when it comes to allocating your funds. Ben & Malcolm also discuss Congressman sleeping in their offices because the rent is too damn high, and Ben shares a recent realization that he could probably afford a luxury car if it weren't for a certain monthly expense. Pick your pl

Millennials, Gen Y and Gen Z all know how expensive college is. Student loans are the single greatest cloud hanging over the entirety of our generation. But what can we do to pay for college now AND in the future? Ben & Malcolm also take a look at a failed IPO ("initial coin offering" of a new cryptocurrency) that involved Floyd "Money" Mayweather and *we da best* DJ Khaled. Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeeme