On this episode of #MYDM, we are covering hot fall 2019 money headlines and discuss what it takes to be a true, hardcore Millennial.

We’re all familiar with the concept of a credit score and what it intends to project about your ability to make payments toward your debts a

Every now and then, it's healthy to stand on a soapbox and let people know how you feel, even if you sound like a curmudgeonly old person shouting at the kids in the neighborhood to "get off my lawn." In this episode of #MYDM, Ben & Malcolm are throwing their inhibitions to the wind and risking it all to provide a comprehensive, comedic and completely unsolicited list of ALL the things they can't stand about the personal finance landscape. Hosts: @mydm1 and @malcolmonmoney M

The result of an over inflated housing market, bad loans and good old American greed, we take a look back at the causes, aftermath and policy changes made as a result of The Great Recession of 2008. Ben & Malcolm also discuss a new trivia game show that wants to pay off your student loan debt. We're currently devising a plan to ensure Ben can be a contestant on the show. Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeemen a

Millennials, Gen Y and Gen Z all know how expensive college is. Student loans are the single greatest cloud hanging over the entirety of our generation. But what can we do to pay for college now AND in the future? Ben & Malcolm also take a look at a failed IPO ("initial coin offering" of a new cryptocurrency) that involved Floyd "Money" Mayweather and *we da best* DJ Khaled. Pick your platform. Listen to this episode now! Hosts: @mydm1 and @malcolmonmoney Music: @beatsbybeeme

Last night I woke up in the middle of the night. I was out for a drink or two during happy hour the evening before and in my advancing age I find my ability to survive an entire night with a full complement of sleep, without waking up with a slight headache and feeling dehydrated with some kind of bowel disturbance is waning. It seems your 28th year is precisely when your body begins to show it’s inability to negotiate even the slightest bit of social drinking. On nights

Over the weekend my fiance and I joined friends at a bar to listen and dance to the DJ stylings of Rich Medina. We sat on the rooftop under a beautiful night's sky with the wonderful backdrop of music, food and the undeniably sweet, sultry smell of cigarette smoke. (My finance had a level seven asthma attack... She lived). Of course, we each bought a round of drinks. When I paid for the first round I had to consider which card to give one bearded bartender to pay. I've been w

Written by Ben Carter This month Manage Your Damn Money is celebrating its one year anniversary with it's #ThoughtsAboutMoney campaign on Twitter and Instagram and on a recent episode of "The Real", talk show host Jeannie Mai shared some incredibly candid thoughts about her fears and money on the show. Often times, adults carry personality traits formed by experiences of their childhood. The way individuals form spending, saving and money habits is usually very much the same.

Written by Ben Carter Last weekend I had the pleasure of being invited on The Rex Stanley Show. It was a blast. We discussed the importance of saving money, whether it's okay to spend "extra" and what to look for when choosing a credit card. Take a listen above. #saving #credit #moneypros

Comedian John Oliver recently tackled the absurdity of Payday Loans and why you should avoid them on his HBO show "Last Week Tonight". Payday Loans are typically stores people can go to secure small loans which are agreed to be repaid on the individual's next payday. Agreeing to the terms means individuals who take out a payday loan will pay back several times what they borrowed. Problems arise when people are unable to pay back their loan in a timely manner and are forced

Margaret Magnarelli, assistant managing editor at Money, recently published a piece that should remind us all of a moment we've all had when standing at the check out and asked if we'd like an added discount to our Nordstrom purchase if we would just complete an application for their store credit card. It's a tempting moment. An added 15 or 20 percent off just to open a credit card. More persistent sales associates will tell you the card's account will be closed after only si